Hello.
Been using the bank for a day. So am aware there is still much to learn so this idea may be redundant. If so please tell me.
I think it would be a good idea to have the budgets allowance come off the summary of money like commited costs do.
So for example I get £300 for the month. I can put in as commited of say £100 for direct debits, bills etc and that total gets knocked off the summary.
But when you set a budget it doesn’t do that. I can understand why but for me, and hopefully others, it would be useful if it did. If I created a £150 budget for groceries and that was taken off the summary then I know I’d have £50 spare as disposable spend. I actually have £200 but because I don’t want go into my food budget I see only £50 from the summary. That visual is a huge thing for me.
At the end of the period, if there is any money left over then options are available to move the remianing money into a new or different budget or to remove it from the budget completely.
I know I can put the money into pots and manually move it across. But I wonder if the summary assumes that a customer is going to utilise a whole budget would be easier.
Thoughts? Thanks for reading