I had one go out today which doesn’t appear in Spending…
It is nice to see the difference between total and what’s left to go out, though not a major issue for me at the moment.
For me, the not being included in Spending is more of an issue. I completely agree that it makes sense to have Committed Spending and normal Spending separate in general - the problem for me at the moment is that means Committed Spending is excluded from targets making targets innaccurate.
I don’t have a Bills target (and imagine not many do) because bills are bills and you just have to pay them. I do, however, have an Entertainment target. I have £43 of committed spending in Entertainment but this isn’t counting towards my target for Entertainment at the moment, because it’s not showing in spending.
I kind of assumed when the feature was added that committed spends would stay in Commited Spending all month so you can see how much of your spend is fixed, but that actual spends (i.e. spends that have occurred) would also show in Spending, regardless of whether they were committed beforehand. As I said above, I do now see why they aren’t at the minute, as that would result in the totals along the right not adding up correctly/committed spends being duplicated… Perhaps the total for Committed Spending could be what’s left, and then a grey subtext of what already has gone out, so that that amount can be shown in Spending instead? Or, the totals could stay as they are but the targets for each show Committed Spending that’s gone out too in a slightly different shade or something?
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I also think committed spending should go into spending once it’s gone out of the bank account.
At the moment I have a DD for which my girlfriend pays me back a portion, let’s say £100. Since the DD doesn’t count towards my total spending it says I spent £100 less than I actually have so despite having gone over my budget for this month it’s saying that I still have £60 left to spend.
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Would this also help with the bug where committed spend temporarily disappears from the Summary tab the day before it goes out?
This is a different bug, should be fixed in the next day or so!
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I wonder if my Smarty payments will be picked up as committed. Every month I get a card transaction of “up to” £15, but it varies on how much data I used the month prior. In my balancing spreadsheet, I set aside £15 each month, but I am aware that I’ll probably have a few quid left over. It might be too variable each month for Summary to figure out, idk.
Any idea when the toggle for committed spending is likely to happen?
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Something weird happened to committed spending today:
Today my Vodafone bill was charged to my account, and it’s still showing in committed spending with a “bills” tag (as expected) but it’s ALSO showing in committed spending with a “general” tag. So it’s in committed spending twice.
That is also ruining the “left to spend” amount, because the system seems to think another Vodafone bill is going to come out of my account.
My Vodafone bill was less than usual this month, I’m not sure if that caused a bug.
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There’s probably something else going on there since my credit card bill is doing the same thing. Maybe it’s not correlating todays real payments with the expected ones?
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Yeah possibly - I’ll check tomorrow and see if it’s sorted itself out.
Netflix just came out - that was also on committed spending, and it only appeared once. So Netflix went through fine. Weird!
I think once we can manually assign an item to the committed spending, the new budgeting will work great for me. I have a separate spreadsheet that works out my budget after my bills, so I’ll just be able to input this into Monzo.
When are you looking to allow us to flag the committed spending ourselves @anon41842569?
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It’s an absolute mess 
I do hope there’s a way in future all “iTunes” transactions could show up as what they actually are; ideally a solution on Apple’s end.
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Hi
A DD came out today. I got a notification before 9am to warn me. I think it said it was coming out tomorrow and to move money from a pot to avoid going overdrawn. Which I duly did. The £80 DD then came out today…
In Summary now the DD is showing twice and summary is saying I will run out of money due to this committed spend. But it shouldn’t be taking it into account as it’s already come out.
I only did full switch middle of this month so this may be why it’s messed up.
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I got the same message as well saying that I have a DD coming out tomorrow and to add money but since it was my pay day the day the DD was supposed to come out I didn’t. transfer the money, then later on that day I got a message saying DD declined, which was strange as it says it was going to come out on Fri but came out the same day 
I’ve moved your post here because a couple of us saw the same yesterday for a DD that went out. In my case this has sorted itself out again this morning so there appears to be a small glitch at the Monzo end of things in the Committed Spend calculations.
It has sorted itself out this morning for me as well
Just a quick question: do Google recurring payments such as Google Play Music subscriptions and Google Drive storage suffer from the same problem as iTunes payments in that they are not clearly defined?
GOOGLE *Google Storage
GOOGLE *Google Music
That’s what they come up as, not sure if the music one is the same for song purchases though and if that would cause problems.
Hey all, the predicted payment not being cleared by the incoming real transaction, and showing up as General rather than the correct category are both issues we have fixes in progress for. Thanks for sharing these issues so we can iron them out!
In terms of when you will be able to create/stop subscriptions yourselves, we have this built, and it should make it’s way into apps in the next week or so.
Cheers!
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Yeah, there is definitely a challenge here. We have some rules in place to hopefully deal with most of these issues. When a payment comes in from a merchant you have a subscription enabled for, we check if the date and amount are similar to the last payment (with a margin for natural fluctuations) - This should mean two Google subscriptions that have different amounts / dates should be treated separately in most cases.
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