Wondered what thoughts were on people who use credit cards and how this impacts Summary. For me, summary doesn’t work, as i put most of my spending where possible on my Amex Cashback card which is paid off in full each month.
I imagine a lot of the Monzo demographic started off as ‘debit card only’ type users. However as the bank evolves and i imagine even now there are probably a few people who don’t put all their spending through Monzo.
Even if i was to go Full Monzo (as in only current account) when the joint accounts come out (which i’m planning to), the spending tab wouldn’t capture my credit card spend.