Stop using dates for triggers or automation

Feedback & Ideas
#1

I’ve come across many posts that basically boil down to the shortcomings of using a date to trigger an action or even reporting.

The app needs to be more dynamic and intelligent and allow other user specified triggers and not a fixed date.

Be great to use a day, payee, recipient, transaction amount or detail (and enhance this with the use of <> and even *).

Eg, my salary is paid on the penultimate working day of the month and amount varies each month. So a lot of the monthly summary and spending reports can be inaccurate. If only I could peg my salary as being identified by the company paying it or even an amount over a certain value (as this is the highest deposit each month).

#2

The more I look at some of the suggestions others are making, it’s becoming quite obvious, to me anyway, that trying to do lots of things using a date just doesnt work. They are too inflexible and restrictive.

Please provide alternatives than just specifying a date or a day. Let us mark specific transactions using more intelligence which would allow for better automation, reporting, sorting and filtering.

#3

Modern banking relies on time. Past transactions, transactions now and future transactions are all based on the ‘exact’ trigger of time - an action has to occur at a specific time to process correctly.
Without this reference, it all goes Pete Tong. Time is the direct and core trigger reference.

For other non-core actions and reports related to direct banking there are external services (such as IFTTT) which with Monzo’s allowed development & connections allow clever triggers which are not time-triggered. But the app (by iitself) is basically, for now, time-triggered only.

Until Time-slider™ is developed and we’re back in time :mantelpiece_clock:

#4

I just don’t understand why we can’t use things like:

When a payment from MyEmployer, or with ThisReference, or of ThisAmount hits my bank, do this…

Things don’t always happen on a fixed date which basically kills any thing you want to automate.

I suppose none of this would be an issue if things in the finance world happened 247/365 rather than stop at weekends!

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