Stop using dates for triggers or automation

I’ve come across many posts that basically boil down to the shortcomings of using a date to trigger an action or even reporting.

The app needs to be more dynamic and intelligent and allow other user specified triggers and not a fixed date.

Be great to use a day, payee, recipient, transaction amount or detail (and enhance this with the use of <> and even *).

Eg, my salary is paid on the penultimate working day of the month and amount varies each month. So a lot of the monthly summary and spending reports can be inaccurate. If only I could peg my salary as being identified by the company paying it or even an amount over a certain value (as this is the highest deposit each month).

The more I look at some of the suggestions others are making, it’s becoming quite obvious, to me anyway, that trying to do lots of things using a date just doesnt work. They are too inflexible and restrictive.

Please provide alternatives than just specifying a date or a day. Let us mark specific transactions using more intelligence which would allow for better automation, reporting, sorting and filtering.

Modern banking relies on time. Past transactions, transactions now and future transactions are all based on the ‘exact’ trigger of time - an action has to occur at a specific time to process correctly.
Without this reference, it all goes Pete Tong. Time is the direct and core trigger reference.

For other non-core actions and reports related to direct banking there are external services (such as IFTTT) which with Monzo’s allowed development & connections allow clever triggers which are not time-triggered. But the app (by iitself) is basically, for now, time-triggered only.

Until Time-slider™ is developed and we’re back in time :mantelpiece_clock:

I just don’t understand why we can’t use things like:

When a payment from MyEmployer, or with ThisReference, or of ThisAmount hits my bank, do this…

Things don’t always happen on a fixed date which basically kills any thing you want to automate.

I suppose none of this would be an issue if things in the finance world happened 247/365 rather than stop at weekends!

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