So I just went to generate a statement for the first time and straightaway I noticed the outgoings and deposits are drastically incorrect.
After a little while figuring out why it thought in September I deposited nearly £15,500 and spent £16,500. It turns out it counts deposits and withdrawals from pots in these figures.
Now if I was to apply for any credit elsewhere that asked for bank statements I don’t think these figures would help in the slightest at being accepted for it.
My actual incoming payments were only around £3000 and outgoings around £2000 that month. But transferring funds from one pot to another a couple of times has created these misleading figures.
It should only include funds actually arriving and leaving the account only.
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