Starling Discussion & Feedback

There was another issue with their card transactions 23 and 25 days ago.

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We’re talking about this right, doesnt Monzo use them too? What’s the alternative?

Only during the prepaid days … it’s all in-house now

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Are there any better alternatives/rivals to GPS or is that next step building the processor yourself and doing a better job of making it better/stable?

Wait doesn’t Starling do it’s own?

Also what is it actually then providing to the NatWest Bo project? I thought of it as banking as a service where NatWest is essentially making a pretty skin for a Starling core? But Starling would then be using GPS underneath rather than NatWest?

I’ve probably got this all wrong.

Revolut are building their own so that says to me that that is the most reliable way

I’m not sure how BaaS works in relation to Natwest, others would be using GPS via Starling

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Nope which is why Sterling, Curve and a few others all go down at the same time. Also means Starling can’t pretend everything is okay like they use to in the past.

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What’s stopping Starling writing its own or is it too much cost/not enough people skills/don’t want the hassle and responsibility and let another provider do it? Surely it’s better to have full control and probably cheaper?

Who knows, Starling is a black box :man_shrugging:

We only hear from them when Anne has books to sell :laughing:

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Apparently its for grown-ups

Well grown-up compared to newer challengers. :grin:

What do we call the ā€˜challengers’ when newer ā€˜challengers’ come along? I mean we gotta be on the second(third?) wave now with others trying to get in on the action. :thinking:

And what happens when the challengers are no longer challenging. If everyone inc legacies have the same features and basically the unique thing is they just don’t have a physical branch? :face_with_raised_eyebrow:

Challengerettes ā„¢.

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More GPS issues today :eyes:

Yep. Revolut, Starling etc

So glad Monzo built their own!

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I know Starling hopped that GPS would become more stable after Monzo ditched them.

Doesn’t seem to have worked.

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that theory might have worked if Revolut hadn’t greatly increased their number of customers, curve hadn’t been using them and Starling didn’t have business accounts

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ie GPS would be stable if no one used them :wink:

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Just got the email about the new SCA contactless rules, Starling £135 v Monzo £100 :man_shrugging:

Glad non of this bullshit applies to phones.

Misprint perhaps?

Sounds like Starling are going for SCA after every 5 transactions OR after £135 whichever comes first.

Well the rules are no more than 150 euros. Weirdly because our pound is poor at the moment that’s just Ā£133.96 max.

So by letting people spend Ā£135 isn’t that breaking that rules? :thinking:

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