To be honest, for me it isn’t about who gets there first, it’s who gets their right
I don’t mind not being the first to get features - if it’s better. Take saving pots/goals: We’ve seen what Starling have done, now. Monzo has the opportunity to see what works about it, and what doesn’t. If their version takes a while longer to reach, but beats Starling - wicked. If it takes longer and subsequently under-delivers compared to Starling, then we can have a different conversation.
Blind loyalty is just that - blind. Nobody cares about your own money more than you, so put it to work the best way you can. Knowing that both these banks are in high competition with each other and delivering new features that will shape banking moving forwards means we just have to cut them both a bit of slack and enjoy the stuff they’re doing