Starling Bank Chat (Part 2)

Yes, it gives the option to log into an existing account if you have one

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Cool, dont use nutmeg but was actually looking into a stocks and shares isa because interest rates are crap atm.

Would love monzo to do something similar with moneybox :eyes:

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My only issue with Starling integrations like these is that it’s not immediately visible, or just one click/swipe away from the main page (like Monzo have it in the card carousel, and in the section when you click your profile picture).

I’d really like it if we could see the main account, the spaces, the marketplace integrations (those that have a value to display), all in one location/view, you know?

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I use Moneybox but can’t see them integrating with anyone to be fair, I don’t recall them ever saying it was on the roadmap. I suppose never say never though

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This was a big disappointment to me. They make a big-ish deal out of their Marketplace, but anything you connect is hidden away and have the absolute bare minimum of detail.

It’s kind of pointless in its current form.

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I like the Starling offering but this whole “guess what’s coming” bull is getting boring… I’m epecting the next one to be "coming soon… look it’s xmas "

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in fairness I’m getting upset over all their tweets recently :rofl:

It’s a very risky game when what you’re about to announce isn’t the best thing ever ever ever.

People get really excited and in their own minds convince themselves it’s 10% interest on their current accounts and when it’s not that, because it was never going to be, they’re disappointed.

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The disappointment in this thread does seem to be a case of people here not managing their own expectations of what the Starling Marketplace actually is and does, and what products they want Starling to integrate as opposed to what is launched.

If a company’s ‘coming soon’ tweets wind you up, perhaps you need to look at why you’re reading those tweets?

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That’s very fair. I’m disappointed that the integrations are so “shallow”, but (as far as I’m aware) Starling has never aimed to be a financial hub so it’s unfair of me to be disappointed when they don’t go down that route.

It is fun to watch the ire thrown around for things like tweets, pretty innocent advertising, and features and priorities not being exactly what you wanted.

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Tbf, Starling has brought out some great features recently, but has also been teasing some big products/changes for years, so this could have gone many ways. They’ve cried wolf far too much now though to repeat.

“We now pull your balances from Nutmeg”

When the marketplace launched with Wealthify, I wanted

  1. personal data sharing from Starling to make opening an account much quicker

  2. instant transfers to and from the partners

  3. ability to launch the partner app (and log in) from within Starling

  4. fully linked up transactions with partner in transaction feed and separate section in summary

Years go by, and nothing even close…

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Maybe it’s because I don’t use Twitter that I don’t get to see the “soon” generic reply for every boring feature request asked ad infinitum.

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Indeed, at the end of the day these features may be a little lacking, but they’re free to all users and not locked away to all but customers with an active subscription, nor are they sending out push notifications about it.

If you didn’t go on social media or go looking for it in-app, you wouldn’t see it.

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Or come across it in a Monzo community forum :man_shrugging:

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I don’t think I mentioned Monzo…

It seems to be an annoyingly common tactic these days. IFTTT has been badgering me mercilessly about their Pro account for having (shock, horror) more than three applets on my account. Freetrade’s new “Plus” subscription which hives off a load of equities to those paying £120 a year. I’m sure there are others --everything wants to be a subscription apparently.

The trouble is, so many of them are of little value.

Yes, there is that…

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I think, based on the description, and recent issues, it was a clear nod to Monzo. But I can see why you’d be upset. Sorry I upset you, Neil.

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Well this thread has deteriorated rather, but for the purposes of retaining topic relevance, I must say the message led me to think bigger than what transpired.

Mind you, I’ve never been a fan of the marketplace idea - Starling or Monzo. They’ve tended to offer underwhelming products with the only perk being convenience and visibility.

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Pointless, though this plea is, I’ll say it anyway. Resist flagging and engage.

Unnecessary flagging is so easy.
Engaging in dialogue may be a tad challenging at times but at least it exercises the mind.

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I don’t think I’d ever link any 3rd party accounts like this to be fair, I tend to find the app that the provider has focused on works better than any other integration.

I don’t mind having everything separated out, it’s an extra few minutes a month to open up an app, look at whatever I need to do then close it and forget about it for another few weeks

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It’s nice to get a quick view of my PensionBee or Wealthify balance though without having to login to a different app.

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