It feels like this has taken a bit of an unfortunate turn.
Could I ask everyone to familiarise themselves with the Code of Conduct.
Please avoid the temptation to make things personal (the code of conduct is explicit on āad hominem attacks (criticising a poster personally, not their postā). Instead, if anyone thinks that something is inappropriate, please use the flagging system to alert Monzo staff.
Iām going to close this topic for a bit now. When it reopens, please keep the conversation on Sphere - not this message and not individualsā motivations for posting. As I say, those are issues for Monzo staff: @AlanDoeās inbox is open for that. As a community volunteer, and not a member of staff, unfortunately I cannot help with that.