HI was told to download by a friend and his works but I can’t withdraw or pay online, I haven’t put money in I’ve been told I can withdraw money and pay pack at end of month
Hey, this would only be the case if you had an overdraft on your monzo account. You can apply for one of these on the account screen if you’re eligible.
I wouldn’t recommend using the account in this way unless you have no other means.
If you do that you will pay for the privilege at a rate of 50p per day for the duration of the overdraft.
To be honest, I suspect someone’s been joking with you since this is a current account with the same sort of borrowing penalties as most other banks. No one should voluntarily go into an overdraft until the end of the month.
You are thinking of a credit card