One of the reasons I love Monzo is that I cannot inadvertently overspend. Once the balance is zero, that’s it. Actually having my card declined once or twice for lack of funds has helped keep me on the straight and narrow. On the current account, I’d like the same feature. This is because I will run it in parallel with my main current account, at least for a while. I don’t want to end up with 2 overdrafts running because I got carried away on a Friday night.
Has this feature been considered?
Keep up the amazing work anyhow!