Hey - apologies if this has been mentioned before, could only see one thread from Feb without a Monzo response so here we go.
I understand that some people may not want this feature, but I think it’s a little odd to not include regular payments/payments under the budget tab. My use case being;
I have direct debits coming out each month, on a fixed date for a fixed amount. I have one budget in money dashboard currently which has a section for each element, fixed bills and spends per catagory (shopping, eating out etc). So, an overall budget which tells me how I’m doing and what can safely be put into savings.
I’m now full Monzo. So, budget in the app, right? Except I can’t do this, as monzo classes committed spends as not part of the budget. So to do this in a monzo world, In effect I need to have two budgets.
What would make this great? Allow the user to assign any transaction to be part of a budget, rather than as a separate committed spend, if they wanted to. I understand why Monzo doesn’t think that committed spends should be part of a budget, but I disagree.