It’s informed in regards to the experience i have of monzo. It’s taking a view about the features that have arrived as they have done. It’s not me that needs to make Monzo happy but vice versa.
And i think what i’ve said is reasonable and fair.
It doesn’t - we got statements is about all - and for a time we actually got less.
Overdrafts - still due
Apple pay - still due
Payments screen - still a mess
Joints & seconds - still missing
Forgive me for being less then enthralled for thank you emojis and the glacial pace of progress on some key features.