Anyone catch Tom’s chat at CASS Business School (topic posted by Alex S earlier this week)? (Mods: please don’t merge this post, this is here for the info of users interested in Monzo’s share value)
He drops a ballpark valuation of £3billion for a million user bank at around profitability - which is around 100 times the post-money valuation after the 2016 crowdfund Without further dilution and using that valuation it gives just over £25 per share value at that theoretical £3bn capitalisation if they achieved those numbers and that speculative valuation is roughly accurate,
He also throws out a ballpark valuation of £30billion for a 10million user bank - which is around £250 per share, and around £300billion for a 100million user bank (but you might expect a lot of dilution for them to have a shot at those numbers, unless their marketplace turns out to be the Google cash cow that he talks about in the interview).
I’m not saying I agree with the accuracy of these speculative ballpark numbers and am not commenting on the likelihood they will be achieved, but they are certainly interesting comments to digest when we are all discussing whether the shares are worth £3, £4 or £5 and the CEO is suggesting they may be worth £25 in one year and maybe £250 or £2500 in the future.