With setting the date for the budget tracking, the current options are quite flexible but don’t quite fit my needs. It would be good if you could enter “last Thursday of the month” for example this is when NHS employees normally get paid. Or the last Friday of the month etc.
Being able to set 4 weekly is useful but sometimes I have a 5 week or even a 6 week month between salary payments. If there was an option to do the last x of each month that would make possible for me to actually use the budget feature accurately.
You could ignore payday and save it to 1st of the month when your bills may actually leave, and budget month to month that way as a workaround instead of waiting for such issue to be ignored.
Hmm this doesn’t really work as sometimes payday can be the 23rd and then it is a 31 day month so the 1st is far off so that is a lot of spending being inaccurately captured. I also have different billing periods including for childcare that doesn’t work for me unfortunately.
I’ve just noticed this has been suggested by others for a while so I guess it’s not something that has gained any interest for development.
That only possibly works if you aren’t surviving pay day to payday which unfortunately is not the case for me Currently the feature is not useful at all for my situation. I’m only interested to help look more accurately at spending trends at a glance but I can also do this outside of the Monzo app so that will have to do!
That’s what I’m saying though. It’s a change from current methods instead of learning to budget:
Payday comes 30th, I have this much left, trends will commodity last working day or 1st day of the month, so adjust your spending over the next month to fit that, you’ll work it out and fall into normal routine of no money until x date.
Monzo won’t implement these wild pay dates as it’s not in their interest and the cost and manpower involved isn’t worth it for the minority.
Adjusting to Monzo ways may help you in many forms, especially if you one day change jobs.
Payday being what feels like random is not ideal, especially if you live payday to payday as you say. Getting 4 weeks worth of pay to last 6 weeks? Not sustainable at all.
What Carlo is suggesting would likely be better and will help you to budget better. Setting the payday in your head and for budgetting purposes to a specfic day (such as the 1st of the month) would work so much better, especially since most payments tend to be same date each month. As soon as you get paid, transfer to a pot, and then on the 1st sort your money.
I get it may not work for everyone and I was sceptical about this approach at first too but after doing something similar myself, it’s so much better now.
(For transparency, me and my partner have set paydays is the same date each month, adjusted only for weekends/bank holidays, but on different dates to each other), so we set our budgetting to run from 1st of each month)
Just want to agree with the original poster. Being able to set a custom start / end date would be so useful. At the minute, the current spending screens are of little use to us who work in the NHS or other jobs where pay dates tend to be different.
which unfortunately is not the case for me 
Currently the feature is not useful at all for my situation. I’m only interested to help look more accurately at spending trends at a glance but I can also do this outside of the Monzo app so that will have to do!