There is a giant elephant in the room… we all want to buy and no one wants to sell. 
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This is the same issue the banks bidding to buy monzo out (“every month” according to Tom) have - the founders and investors are not going to sell, they’re in for the journey You could offer them £100 a share (100x return on last round) and I think most would say no we’ll see what it’s worth at IPO thanks.
I could be wrong about that but I get the feeling this mission is about more than becoming rich quickly.
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the thing is everyone expects to buy at the price they were originally sold at. were prospective buyers to offer twice the price I am sure some would be interested
sell you 10 mine:) 
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What price do you want?
how much give me?
I’ll buy at 1.5x the nominal value
I don’t know how many you have, what round you bought them in etc.
I’ll go up to 50% above the purchase price but that depends on number of shares.
Nothing has changed so shares should be sold at the same rate as purchased
The value of share is their perceived value. Tandem for example still think their shares worth face value but secondhand people are seeking to sell them at a loss around 1/4 of face value. Monzo shares are thought to be much sought after and people are prepared to pay twice their price. That is how the market works. Supply and demand.
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Well in that case I will sell £1 of shares for £1000 
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when you find that buyer let me know and I contrary to my initial post will sell a few
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Haha - there’s the supply, hopefully you find some demand!
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My initial post was merely to give first time investors from previous rounds some idea of an exit strategy - if one actually exists at present - for their investment and the associated costs of selling / buying using crowd cube. I would assume when people with their £10 shareholding inundate Crowdcube with sell requests to double their money they will start changing their free facility — Maybe ??? - also I would assume rightly or wrongly the £10 investors actually want the benefits of quicker access to current accounts / the kudos of having investor debit cards if they are offered or other benefits that investors may or may not be offered by Monzo in the future rather than the prospect of doubling their money - not forgetting preferential access to the next crowdfunding round should that be offered next time round seems that all things are up in the air at the moment awaiting decisions from Monzo regarding investor ‘perks’ crowdfunding rounds , existing investor priority etc etc
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If anyone wants to cash in all or some of their crowdfunded shares in the way that Ian has found out above send me a DM, or announce here if you want it transparent. April 2016 raise was at 50p per share, April 2017 raise was at just over £1 per share. I will pay you £1.50 per share if anyone is tempted! (minimum 100 shares please)
Thanks
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no too sure whether this is correct or not ( not doubting Tommy by the way ) without researching _ I assume it was put in there T&Cs (if it was) to avoid somebody building a major stake in Monzo without their say so
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The sections in the Articles of Association on this are quite confusing. My very rough reading says you can only transfer to a “Permitted Transferee” without the board’s permission, although it implies that a Permitted Transferee could be anyone that CrowdCube decides is one.
Plus of course, you can make whatever arrangements you choose with your own property - you can write a promissory note saying that even though the board currently won’t let you sell the share to joe bloggs, you still promise that if he gives you ‘x’ you will ultimately deliver the actual beneficial ownership to him when it is allowed.
It would be really helpful (especially for non-investors like me) if you could share a link to the document or quote the key text 
I was going to but the text is very long and the link seemed to be single use… I think this link will work: Monzo Bank Limited - Articles of Association
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