If I am suggesting something that is already available, sorry I cannot find it in the app. If its been suggested already, sorry i’m both busy and prone to bouts of laziness.
Anyway! What I want in the app is a way to associate a reference on an incoming transaction with a pot.
So, I create a pot, give it a reference to watch out for and as soon as there is a payment into monzo that has the reference it should be placed immediately into the associated pot.
For example, if I want to move £100 from an external account to a Monzo bill pot to cover my credit card there are currently two steps: send to Monzo then move in Monzo. Instead I’d rather include a reference (#PotName?) that sorts out the movement in Monzo automatically!
Great idea @Chris-s! Don’t forget to vote for it yourself!)
That would be even better than needing pots to be assigned a reference, Just use a pot name as reference. that way not further setup needed, just one option to activate it account wide.
A requirement to use # or some other none standard character may prevent accidental assignments too. For instance somebody sent you money and they used a reference of their own, its possible they could match your pot.
I would love this feature! I could set all my self employed income to go into a pot and then take out the tax once a month, instead of doing it for every transaction I think the possibilities are endless!
If I send money to my Monzo account from another account/bank with the reference of the name of one of my pots, it would be useful if it went directly into that pot.
I think the possibilities are endless!