I know some existing banks do this and I found it really useful to save.
So at a scheduled time, either last working day of the month, on a set date, or set day weekly etc, you could sweep the existing balance of main account into a saving pot.
It’s a really cool way of putting the money you havent spent in a given month to savings before you get paid again.
At the moment I haven’t switched fully to monzo, instead I send a scheduled payment weekly and only use my Monzo card to help control my spending. So in my example I’d use it every Sunday to sweep any unspent money to a pot.
You mean like this button at the bottom of my Monthly report?
I have a sneaking suspicion it’s
That’s gone missing on my last 2 reports, I really miss it
Some people never have had it
I didn’t realise that was a thing, but yeah similar to that, but scheduled. Would be a cool little feature especially as the logic seems to already be there
Yeah - it’s the main thing I want to have: Sweep my remaining amount to a sekrit pot every Friday when I send in my spending money each week. It would possibly encourage me to go Plus if it was behind the paywall. I guess I should just set a reminder on my phone and save myself a fiver…
With IFTTT you can do move amount on date/time to pot.
I wonder if you can have the amount as a variable based on your current balance.
Paging the guru… @BritishLibrary
Will caveat ^^ post with: Those formula are set up as if you are editing the Monzo Transactions sheet directly, which I would now reccomend against. (Use a new sheet with IMPORTRANGE()).
The formula is the same, you likely just need to modify a few cell references depending on the data.
As an aside, it’s been ages since I’ve tried to get IFTTT to do something weird and wonderful with the Export Data.