Hi - pots are great. I have needed these for ages and the only way i managed this before monzo was to open multiple accounts with Metro, each with a separate sort code and a very formal feeling to it. Clunky. Monzo is much more practical and fun and no hit to my credit score. Thanks, Metro!
I see that we can set up scheduled payments TO pots but i think we need this the other way around, too.
Reason for this is that we can create multiple pots for a budget - and some of these are recurring, eg train fare, work-day lunches. Stuff i buy every day. Since you can only spend money from the home account, id like to have my daily budget paid directly from my pot to my home account ready to spend.
Alternative could be to have certain transactions (or transction types) allocated to a certain pot. So id have a train travel pot and everytime i buy a ticket, it comes out of that.
Just made a new empty pot in order to transfer the money for a regular standing order in on payday and out on standing order day.
It’s not intuitive to make an empty pot, and it’s also not possible to make a scheduled withdrawal that’s more than the current contents of the pot! I had to transfer in the amount of that standing order (even though I already paid the standing order this month), create the scheduled pot withdrawal and then transfer the money back out of the pot again.
