Ok I see - but could Monzo not try and get a commitment from Investec or whoever the 3rd party is? It would be in Investec’s interest to increase customer base no? And monzo’s for that matter?
Good shout, I had this money in this particular savings pot due to the slightly better than shit compound interest rate available haha!
ENOUGH CARPING AT EACH OTHER!
Please.
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This is just how the process works I’m afraid.
We let each of our partners know at the end of the working day how many deposit/withdrawal requests we’ve received.
These are then processed by the providers and the funds are sent to us the following day as a batch. We then run the usual ledger balances and adjustments and apply the credits to customer accounts.
It would be very unusual for funds to be credited earlier than late afternoon as the process is the same each day. To change the way this works would require a huge amount of engineering time.
We’re very clear about our SLA for these payments and therefore if you need the money on day 3 you should withdraw it on day 1.
If you need to make a payment for a specific purchase you can always make the payment early if you’re worried about keeping the funds in your account or move it to a normal pot overnight
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Fish puns in 3… 2… 1… 
(just trying to lighten the mood!)
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If this is for a house purchase, are you going to exceed your transfer limit? (£10k a day I think?)
If you are, good to get that progressing with Monzo first so you don’t have another stumbling block. Although having said that, not sure if you can get the limit raised without having the funds there are previously I’m sure people have had to move it out of pots.
Back to OnlyFins again.
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Er, it is clear. It’ll be with you by 5pm the next working day.
It’s not Monzo’s problem if you need the cash earlier in the day. If you needed the cash today, you should’ve initiated the withdrawal on Wednesday, surely?
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How much interest do you accrue in one day on, say, £500k (a silly amount given max £85k comp scheme)?
Wow. I’m not getting 1%. Is this a ‘Premium’ feature?