Savings / Cash ISAs in Monzo?

Monzo Chat
1

With savings rates on the up, I’m considering opening a cash ISA again.

Are there any cash ISAs that show in Monzo through open banking? I suspect the answer is no, but I wanted to check.

I’m also interested in understanding what (non ISA) savings accounts you can see in Monzo through open banking. I have Santander and HSBC on my list at the moment…

2

How much of a better rate would you ignore in favour of having the data in Monzo?

For example;

3.71% - Stick with what Monzo offer
5% - No data in Monzo, but the rate is too good to ignore

1 Like
3

I suppose I’m more interested in what shows up in Monzo for future reference.

(Obviously, I have a bias for data in Monzo, but ultimately rate is king).

2 Likes
4

Barclays rainy day saver shows up in Monzo.

(Need Barclays current account, £800 pcm paid in and two direct debits, enable blue rewards to access 5% easy access rate)

2 Likes
5

There are some cash ISA’s available through their partnerships. I setup an Investec one which had a rate of 3%+. I’m not sure what rates are available now as it doesn’t show any more (presumably as you can only add to one in any single tax year)

1 Like
6

Virgin has a 3.75% ISA but you have to have their current account too… And it’s not an open bank supported connection in monzo booo!

1 Like
7

That’s the gross rate, or 5.12% AER for comparison purposes.

1 Like