Yep. So long as it’s managed sensibly then it’s a good way to get the equivalent of 0% finance.
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And thankfully, I am great at managing money 
have all my important payment dates in my calender. Will likely just set up a direct debit for the minimum and just pay off extra when I want to.
That’s what I did when I last had a 0% purchases card.
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Another oddity popped up with my Santander Edge card.
I have a coffee subscription which used to take from my AmEx card and I changed it to Santander Edge about a month ago.
They contacted me soon afterwards to say that the payment had been declined and to check the details. I did that (the details were correct) and forgot about it until I heard again last week that it had been declined and to check the details. I shrugged and decided to let it lapse if they couldn’t get their act together.
This morning I received a text from Santander saying that they had declined it (no reason was offered) and to confirm whether or not I had authorised the the payment.
It took about three weeks for them to tell me that they HAD declined the payment, thus letting me believe that Shopify was at fault.
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Not really surprising and seems to be what many banks have done in recent years.
Set it up as a payee from your Chase account. You can get the sort code and account number from your Santander statement.
Of course I know that. but still, should be possible from the Santander web site.
Of course.
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Any ideas why the £3 monthly fee for Santander Edge hasn’t been taken from my account this month?
I hold Edge Up… I’m not using it and they don’t charge me £5 anymore 
I’m definitely using mine though and got the cashback for the month.
Due the 16th based on other months. Definitely been having £500 paid in and the direct debits are all still there. I’ll send them a message tomorrow, although feel strange about asking why £3 hasn’t been taken away from me. Normally I’d take extra money as I win but I’d rather make sure nothing has gone wrong with my account.
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AI voice clones beat Santander, Halifax voice password feature
Do Santander have app payment notifications
Nope
In combination with the registered phone being used. Someone would have to steal your phone, have your phone password, and enough of your voice to create an AI version and then call the bank.
I’ll sleep soundly still.
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If anything, if someone robs me and has my bank card and driving licence, they can just pass security most times because they just ask for information that’s available on either or both.
I’m not saying this AI voice thing isn’t a security issue, I’m just saying we live with security issues daily and it’s probably fairly easy to get verified by a bank on the phone with basic information. No AI voice required.
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Anybody can call from any number using consumer phone apps, so that along with according to the article, 30 minutes to an hour of you talking would be enough
Though I’ve always been asked for extra security questions anyway when using voice password, so I’m not too worried it would be that effective
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