Sainsburys nectar

Have other reward schemes like sainsburys nectar as it a open soucre reward scheme that any company can sign up to.

A little more detail might be helpful

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I think thier referring to monzos rewards have something similar to nectar

Nectar is one of the few rewards schemes that span different companies, I assume he means.

Avios would be another one.

If you have a read of this forum it sounds like Monzo might be trialing what you are after

https://community.monzo.com/t/monzo-points-early-access/66186/81