Might have been suggested before, or it might exist and I can’t find it, but I’d love to be able to have rules to automatically move money between pots.
I’ve just moved everything to Monzo, so now my bills/direct debits are going out of my monzo account. I want these direct debits/standing orders to be paid from a pot and not notify me on my phone. Ideally I would use my savings pot but you can’t do that as the savings account is with a third party. So instead, I have a savings pot and a bills pot.
I want the bills pot to always have £2000 in it for direct debits, rent etc. It’d be great if I could set it so that if it ever goes below say, £700, it withdraws money from my savings pot to get it back to £1000. I know this would take a day to transfer the money, but that’d be fine.
Yeye I know what it is ahaha what I meant to say is can you create your own api for Monzo such as is it possible For me to make a script for my account such as one that will do X if I do something
Also, you don’t create your own API. You connect to Monzos and request the data you need. There’s a lot you can do with it, check out the docs if you’re interested
Hey so here are some general ideas and feedback as a user of the App.
The “Pots” feature is something that I am still getting to know and understand how best I can use it for me so apologies if any of what I say is a feature already.
it would be good if you could set “Rules” for each ‘Pot’ or an option for all ‘Pots’ (a bit like shortcuts for iOS). E.G. “if total balance under a given amount then do not round up and move money to a pot” or likewise; “if total balance above a given value, then OK to round up and save money (even additional money)”
You should be able to group pots separately to main account in the sense when I move money my activity is saying plus or minus amounts moving into my account and my understanding is that this isn’t the case as if it’s me moving the money no money has actually gone into or out of my account. This is especially necessary when you have stated yourself that if a dd comes out of a pot or account and money is available across the two sources but doesn’t has enough alone then the money is still used automatically.
This is what IFTTT (if this then that) integration was meant to solve, however it’s quite limited and now I believe they’ve paywalled a lot of features.
You’re ringfencing your money. i.e. separating it from your main balance so it can’t be touched. So it’s accurate that it’s showing as plus or minus from your main balance.