Royal Bank of Scotland (RBS) Chat

Make’s me think if you can get any other cards with different Sort Codes? :thinking:

Do both? Unless you need everything self contained on a single statement… very normal to have multiple accounts tho for all sorts of reasons.

Between my wife and I we have 6 Halifax Rewards, 3 RBS Rewards, 3 Natwest Rewards, 3 Club Lloyds and a Santander 123 Lite; respectively earning £30, £9, £9, Disney+ and 2 magazine subs and ~£6/7 depending on the month. It’s the easiest ~£55+ we come by every month!

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Takes under an hour monthly; including funding regular savers and whatnot. But yeah having both Chase and RBS is a pretty trivial combo.

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I’ve made all my RBS accounts reward accounts, this includes the premier. Spread the DD’s (2 in each) and make sure I transfer sufficient funds each month.

You can convert the reward into pretty sizeable Avios, so it’s just as good as using the BA Amex.

Each £10 reward gets you 900 Avios.

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I have three, one reward black and two reward accounts. All showing in my reward account as eligible and linked.

I just asked to convert the accounts and they said yeah.lol

I was on the phone to them and they raised no issue with it.

I’ve received the welcome emails and the accounts are showing as reward in the app.

Just complete the upgrade form either via digital banking or the app for each account you want to convert to reward. see if they allow it. It’s all I did. Then when they called me about premier they noticed I had them and weren’t bothered by it, did not say I was ineligible.

converting another account in your name with duplication of insurance products is likely to raise more alarm bells, and I’m sure they will have systems in place to prevent duplication of cover.

Rewards Black, the remaining other accounts are simply Rewards

Also to downgrade, if you ever wanted to. You simply have to convert the account to the lower account by completing the form. I had this discussion with them via telephone. They have no other way, she told me there is a downgrade button but when she checked on their app demo she corrected herself.

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I haven’t, I’ve only just had the original card delivered.lol

Does it change in Apple Pay?

I’ll hold out, it’s no biggie. I just wanted the perks

I’m still locked out of the app for biometric approval (for being too new to the app) and I’m still waiting for my card reader! lol

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Christ almighty.

Given an RBS and a Barclays this month, what is going on :joy:

Still anticipate a closure but will see! Child & Co crew, assemble. How do I get to the app before any of the bits arrive?

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I remember the days you were reducing your accounts :joy:

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I surprisingly have down to 3, plus revolut.

I’ll just wait it out tbh.

May aim for the bonus from them as I’ve not been eligible for about a year for any of them.

Did try Lloyds, and they said my CASS didn’t have two debits so couldn’t have the bonus (upgraded a current and then switch into it).

So just moving some debits to a Chase and gonna try again for it. Couldn’t come at the most appropriate time tbf.

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What?

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Lol yeah I get it. Will fix.

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Christ almighty.

Is what I think he meant.

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It was, I’ve amended.

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