Revolut have just implement what you are asking for but it isn’t really following the SCA rules by not proving you are in possession of the card when you tap the app.
Franky the whole thing is ridiculous. On par with cookie notices on websites.
https://blog.revolut.com/contactless-payments-are-becoming-more-secure/
At this point, you can either make your next payment via Chip & PIN, or tap on the notification and reset your limit from the Revolut app (you will need to enter your PIN, or using fingerprint/face ID)
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