I love the feature that auto calculates all the pots together and displays it on the top right of my accounts page.
However I am saving secretly for a special occasion and being open with my partner about our finances makes it tricky as the amount visible isn’t the true amount I can share with her.
Also if it’s a ‘out of sight out of mind‘ trick for most savers, surely not including the hidden pot total is a benefit?
If the pot becomes unhidden (by the user) surely the smart people at Monzo can make it so at that point it becomes part of the account total?
Ah ok, I couldn’t find it. I did think surely someone must have mentioned it before.
If the decision was split could it not be a feature that the user can turn on or off? I get it could be difficult but multiple apps have to do a mini reset if certain settings are changed… just a though
We quite often do office whip rounds for birthday/leaving/other gifts, and most of the people that organise use Monzo. For the current birthday, I’m the nominated guy to collect money and organise the gift.
I’d love my personal balance not to be skewed by money I’ve collected on behalf of others, to be used on something not to do with my personal life.
To have to do mental arithmetic every time I review my balance, and reduce it by the amount I’ve put in the pot for the gift (which changes as people contribute) isn’t life changingly (made up word) irritating, but it would be great to have a feature on the app where you could tick a box to say “don’t include in my personal balance” or similar?