Oh wow wow wow.
Firstly, thanks so much for the post and for closing off that particular mystery.
I’ve really fond memories of @bruno and the V2 iteration, so really keen to be along for the ride again!
I’ll no doubt spam this thread with overly long posts and links to thoughts I’ve had before, but here are my hopes:
- Kill the card metaphor. It really doesn’t work for the Monzo = spending card thing.
- A more flexible feed that can show multiple accounts and which has advanced search / filters would be amazing
- The pull down accounts screen list thing really needs to be a separate tab, and be extended to show net worth etc.
- Fixing the hierarchy between your Monzo app, Monzo current account, connected cards and pots etc. It’s still confusing about where app settings are vs current account info etc.
- Make a big call: what is Monzo for? Is it a current account, a suite of Monzo products or a financial hub? Then tell us! Form follows function, after all.
Oh, and let’s not have too much diversion between the US and the UK. I worry a bit that the problems are the same but you’re over localising (maybe because the US team is still more in start up mode?)
And yes, it has to spark joy! 