Hi Monzo world!
I pay bills for my flatmates and they reimburse me on another account. (they don’t have Monzo) So I have to artificially inflate my Targets to account for the money I will spend for other people. That’s fine when I can predict it (house bills) but breaks down when I end up lending money to others for random purchases.
Possible Solution (kind of a simple workaround for now)
I know bill splitting is coming but that still won’t solve it when dealing with non-Monzo users. (until current accounts arrive at least)
What I’m suggesting is to add the ability to categorise top-ups!!!
I pay £60 for 2 train tickets for a friend and me. My friend then owes me £30. I bought the ticket with Monzo so it shows up as a £60 holiday expense in the app. My friend then reimburses me the £30 on my HSBC current account. I then top-up my Monzo card by £30, categorise it as “Holiday” and VOILA my holiday Target is safe!!!