I get the whole thing you’re driving at but I have to say this is so niche I can’t see it ever having a huge demand. If it said pending vs cleared that might be a start.
And I would never want it to not show in a budget category until it had cleared, the FD app does this and it’s super annoying.
Possibly niche yeah, but just look at the votes it taking off, it’s just a matter of time I can feel it in my bones… 
You haven’t even voted for it yourself 
Is that a thing? Boom 
Im going to give you a vote purely because i love your tenacity 
I hope Monzo build this for you.
2 votes now… 
All my business mates lining up to vote
Phase 2, tax all low income means tested accounts for benefit of reconciliation function. Compulsory.
#recon trending on twitter. Unfortunately no one is on twitter anymore.
Hi @Indie1978 & welcome 
I used to take pride in reconciling every single transaction across all of my accounts/savings/investments/assets in YNAB on a daily basis. Control-freak-ey. Then I suddenly realised it meant nothing and was actually a total waste of my time.
Ditching that workflow was massively liberating.
Genuine question - in a personal bank account, what are you reconciling?
In Xero (or other accounting software) you’re doing a 2 way match (invoice to transaction) or 3 way match (purchase order to invoice to transaction).
But by just “ticking” the transaction in your bank feed, what do you achieve? Not being awkward, I just don’t understand the request.
Yes personal. Business will have function in accounting software, personal doesn’t. 3-way match is an AP internal control, bank reconciliation a completely different cash process - in business terms its a vital control but not really relevant here.
Primary purpose here is to stop ad-hoc manual payments from misrepresenting your outstanding budget for the rest of the month. Essentially a quick visual check on scan that all transactions are either automatically reconciled [not hitting your budget] or have been manually reviewed to ensure they’re not effecting your budget summary.
Nope. Sorry. Still don’t understand what it is you’re trying to achieve. But, best of luck!
Hang on, you don’t?
This was my worm-hole.
I used to think by manually reviewing (and reconciling) every single transaction, offline/manually (often with multiple finance-logging services), with every credit/debit entity I had, I was retaining control.
Far from it. The time spent doing it was - quite frankly - insane, and just not really applicable in real life. Even with other-level-automations applied.
So with a bit of help from external influences (MrsW, JuniorW’s) in the form of ‘if you don’t stop spending hours looking at receipts and bank statements, we’ll [insert gruesome death threats]…’ I stopped. What changed with our finances when I stopped? Absolutely FA, other than I wasn’t wasting that time.
But tbf, Monzo Trends has become a real player in the quick ‘Are we on track?’ check, so I’m currently a big believer in Trends for that reason alone - I do think Trends will become a huge planning/future-looking tool for many and I’d be happy to inject experience to help develop such an important financial tool.
Oooooooh!
Oh, wait… Oh 
I think I sort of get why that might be useful, now, but this seems like something trends should do in the future perhaps?
Having a filter which only shows purchases that would form part of your budget with an additional line which shows overall spend. So you can see “at a glance” how much of your spending was planned/unplanned?
That would actually be a really cool feature, I would vote for that.
feels like a conservative broadcast that 