Re-design the Monzo card

Have Monzo considered looking at rotating their debit card and printing numbers on the back to join the new design all other fintechs are following?

I hope not, they look like gift cards

But who knows what they’ll do with the 2 new cards that will be on Plus next year

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My mum would always comment on how my dad’s starling card looked like a fisher price toy. (Yet to convince my mum to get a fintech yet)
The monzo card looks smart being embossed and classic style. (Only embossed card I have)
And the colour is always a conversation starter, or a arkward stare as alot of older people that work in shops round here have never seen a card not from the legacy banks.

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Having to order a new card for the first time in a long time, I like the new flow where you can pick and choose your card (I get to pick only between an Investor and non-investor card but I’m sure it was made for Monzo Plus users to choose multiple styles).

Monzo could easily have both a classic card and a more modern card and customers just choose the style? Personally I prefer the classic design and hope they don’t go like Starling.

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Vertical cards were very much 2018. :stuck_out_tongue_winking_eye:

2019 a metal obsession. :metal:

2020 :thinking: plastic free obsession, trend to start using phones instead with an option not to be sent a card. Save the :whale: :earth_americas: and avoid the SCA

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Or another way to save the planet :earth_africa: why not have longer expiry dates, less plastic wastage then :heart_eyes:

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I don’t mind if it’s horizontal or vertical but would like to get rid if the horrible misaligned embossed numbers and have a smarter design with numbers on the back.

The current design is ruined by the expiry date placement, and also these embossed numbers look really tatty after a few months when the white rubs off and are hard to read - in contrast my starling card still looks smart. Also I haven’t seen one of those imprint machines in about 20 years, and if the power goes out when paying they could just write the details - it’s just as insecure. So I can’t see any reason to stay embossed.

Metal is even more wasteful and expensive than plastic IMO and will never be a mainstream option.

An option to opt out of a plastic card would be nice too.

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Monzos lack of start date on the card is annoying, if you pay at some places it shows on the receipt.

Useful for those US websites which need it.

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This is such a great idea! Could save so much waste with what must be very little effort.

Unless there is a strict rule on how long a card can be valid?

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Can you not just subtract 3 years from the expiry date?

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Can honestly say that I have never ever once needed a start date, plenty of sites ask for it but i’ve never seen it as a required option, always thought it was a waste on a card.

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No strict rule is enforced. The reason for it is purely introduced to counter fraud, and most banks stick with three years so you aren’t ‘promoting’ their brand with a scruffy faded card in an old design… :slight_smile:

Or even better digital numbers and expiration dates.
You keep your card for as long as you want and you can just change/refresh your numbers in-app once expired or compromised.
I’m pretty sure Apple Card already does it.

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I thought there was an expiration date for the chip, after a while the chips become unreliable and so needs replacing ever 4/5 years.

Another vote here for non embossed cards.
Just my personal opinion, but I do think they look much better.

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I have only ever had one card that actually lasted lasted until it’s expiry date and that was a Credit Card that I keep for emergencies only. Other than that I don’t think I’ve had a card that has lasted that long. Even though I use Apple Pay wherever possible the cards still don’t last.

Until you go to the USA and they want to ZipZap your card but can’t because it’s not got embossed lettering?

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I’ve all cards i’ve had last until they expire
apart from a credit card I closed after like 2 weeks beacuse I hated the concept of it. (never used it)

Until you go to the USA and they want to ZipZap your card but can’t because it’s not got embossed lettering?

They should write the number in that case but knowing Americans they would refuse to and insist you pay cash or with a embossed card.

Currently have the opposite problem. My contactless has stopped working and my card looks incredibly scruffy but I would like to keep my 16 digit number as I have it memorised.

Do Americans really still use those? :thinking:
I haven’t seen one in nearly 20 years.

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