Now, we all seem to love a card design.
And super sleuth @davidwalton seems to have intel that there might be one on the way (for staff at least).
Erm…
<boolean name="flex_physical_card_staff_launch" value="false" />
Anyone here (staff) that can comment?
So, as well as frothing about Flex becoming a credit card (?)…
So back in February 2021 we did a little poll about credit cards from Monzo that a whopping 308 folk voted on!
Now, it’s nearly two years later (how did that happen) and we have Flex, which seems to be getting credit card-like
So, it’s time for another poll!
But before I jump in and set one up, what should our polling options be? To make this a bit different, I’m thinking that we should have three questions:
What do you want in a Monzo credit card?
How could a Monzo credit card b…
… let’s discuss the most important thing, would would a physical Monzo Flex and/or credit card look like?
Would it be the same as the virtual card? Or something very different?
Would Premium customers get a metal one (surely not?!)
Will these be a choice of designs?
And why would a physical version of the Plus Flex card be the best design?!
4 Likes
Revels
2 December 2022 14:17
3
As the virtual one with coral running through it would be good.
I’m still not sure a physical card is needed, but we shall see how useful it is. Plus/Premium only perk? Paid for?
Not sure Monzo really want to send out a few million cards for something that doesn’t really need a card.
4 Likes
Would they need it though if they can have virtual?
DaveJ
(Dave)
2 December 2022 14:59
7
It’s a card, it allows me to spend money. Couldn’t give a monkeys what it looks like.
3 Likes
You’re just gonna love this topic:
As soon as you go into a branch & mention the “M” word, staff give you that look like “the forbidden word😂” they probably all laugh about it now. TSB must’ve thought it was a case of flipping the switch & that’s it done.
It’ll take TSB some years to get to where they want to be but I see they’ve started changing their branding away from the cartoon drawings to a more “‘mature” concept & they’re changing the design of their cards to what looks like Starling “portrait” version. It actually looks …
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N26throwaway:
The Algbra approach
What is it please?
(Aside from unclear pronunciation of brand names that are too similar to mathematical concepts).
1 Like
Revels
2 December 2022 15:22
11
But Flex isn’t a credit card. People (and in some ways Monzo) seem to want to force it more towards being a credit card, when really Flex and a CC are separate and while they can share some things that make them both better, it worries me the further this goes we just get the worst of both.
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They don’t send you the bill and you pay it how you see fit like a normal vet?
What a weird set up.
Always paid after treatment for mine, Vets4Pets.
2 Likes
Revels
2 December 2022 15:39
18
N26throwaway:
Without some kind of convergence, or compromise that goes far enough to replace my credit card, flex would just fall off for me. It becomes a very niche product I’d need maybe once or twice a year, and there are better products on the market that fill the same niche
So you want it so that it fits a tiny niche but there are better products for it?
Maybe I just can’t see the woods for the trees, but I really don’t see the fascination with trying to make Flex into a credit card.
1 Like
We had out of hours at local vet some years back and it was all settled in with surgery next day.
Must just be local thing for you.
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I love the blue virtual one (I’ve got the hot coral running through it) but made from bamboo, or something which was environmentally friendly would be
DaveJ
(Dave)
2 December 2022 20:15
24
Not true, my vets is part of CVS, I get an invoice at the end of treatment to pay. They have no card details prior to treatment. They’ve never asked for payment details up front, only at the end.
DaveJ
(Dave)
2 December 2022 20:16
26
For any treatment regardless
DaveJ
(Dave)
2 December 2022 20:33
28
My vets don’t outsource emergency cover so that might be why, it’s a fully staffed 24 hour animal hospital. None of that messing around having to go to another location. Ring them to make them aware you’re coming in, staff are at reception area waiting for your arrival.
2 Likes
DaveJ
(Dave)
2 December 2022 20:47
30
I’d never leave my card details if a vet asked for them. Too many security related issues them just having the details to hand. Fortunately my vets don’t operate like this.
1 Like
How about an acid green one? Like from the icon
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davidwalton
(Award Winning Hot Coral Analyst)
3 December 2022 14:59
34
Amazingly, 33 posts later and still no speculative design. So here’s one, for a physical Flex card linked to a sunshine yellow card personal account:
Very predictable, but what else can Monzo really do here, other than change the colour of the ‘monzo’ or the ‘Thames stripe’?
14 Likes