Thanks!
Hey guys,
Iāve tried to scan the forums for the answer to my question, almost needless to say I couldnāt find the answer. Iām sure this question has been asked before.
I utilise pots quite a lot on a day to day basis. As a result my feed is cluttered with pot transfers and it overwhelms my āofficialā transactions. Is there a way to hide this type of feed or is it being worked on at the moment?
Thanks!
This is interesting because youād get just as many āfeedā items on any other bank if you were moving between accounts, but Monzo half-pretends that pots are part of the same account (despite overdrafts not taking them into account) and so youāre encouraged to use them a lot more for money management, resulting in way more āfeedā items than the average user would have with traditional banks.
To account for this, Iād say a single feed item per day of pot movements should be shown. It should also total up, so you add Ā£50 to Utilities Pot
and then add Ā£10 to Sweets Pot
and then withdraw Ā£20 from Groceries Pot
the unified feed item should be something like [Pot Movements: -Ā£60 +Ā£20 = -Ā£40] or even just the grand total like [Pot Movements: -Ā£40] and then tapping shows the breakdown of all movements.
Another way to tidy up the feed would be to use Coin Jar style badges on transactions that are paid for by a pot automatically (which would be a nice feature to have rather than just timing scheduled pot withdrawals to be when direct debits go out).
I am 100% against just completely hiding them, as this is money movements you need to be able to see in your feed list, but I agree the feed does get cluttered.
I would love certain payments to be taken directly from the pot, and somewhat like a separate balance so if I donāt have enough in my pot then it declines the purchase.
Thank you for your thoughts. Iād like to completely hide them altogether, so to have a filter in the transaction feed would perhaps be the more appropriate way? Iād also expect this filter to remember my settings permanently too!
No plans have been announced.
All feedback and suggestions regarding round ups are posted in this topic: Round up your Monzo purchases automatically! Stick yours in there to ensure it is seen by the relevant people and is not lost in here
Hi,
Itās not really about round ups though. I donāt use that feature. Itās more about my feed being cluttered with all the movements between pots. Thanks though.
Hello,
I replied to someone else who has since deleted their post so it now looks like Iām responding to you. Apologies for the confusion
No worries. Didnāt feel like it was aimed at me. We safe.
I like the idea of grouping pot transfers. I also like the idea of grouping consecutive transactions at the same merchant (think drinks you buy in a pub or night out). I honestly expected this sort of thing to follow hot on the heels of the coin jar/round up improvements.
I do think it would be nice to have a filter to āhideā pot transactions (that arenāt linked to paying a merchant).
They all risk obscuring the timeline of transactions though so it would probably still need to make you aware that other transactions have occurred. Maybe a ā+ 5 other transactionsā discreetly at the bottom of each day? š¤·
Quite like the grouping of transactions at the same merchant on a daily basis.
Say you go to the cinema to watch a flick. You buy tickets, then take a seat. Then you realise thereās a half hour round of commercials. So whaddya do? You go back and buy some popcorn. Then take a seat and munch on the popcorn. So far thatās two transactions at the same merchant.
But oh wait and hang on to your horse there lad! You forgot the hot dogs! And the nachos! With extra melted cheese! Oh and a drink! Some chocolate? Ring it all up fella! Suddenly it becomes 10 transactions! 20!
So yeah, grouping transactions at the same merchant on a daily basis would beautify the feeds of over a million Monzo users.
I put a similar idea on the forum earlier and i think it something that would improve the feed immensely. I think it could be expanded even further than a single merchant in the same day though and make it event based.
Say youāre at the cimema and youāve got all of your transactions grouped together as above and then you decide to go for a pizza afterwards then for a drink after that, all of your transactions could be grouped under ānight outā with a running total so you know what youāve spent.
Iād rather a better version of something like tags for this. Iād need to see designs, but Iām sceptical about interfering with the feed - I like that itās a single version of truth for individual transactions. I really wouldnāt want round-ups, for example, only being shown once a day in aggregate.
Pots are an unconventional banking feature (imo anyway), so this should rightfully come with an unconventional transaction feed to correlate. Iād prefer it if it didnāt show on my feed at all whenever I make a transfer between pots. Itās not like Iām transferring my money to a different account number, so I donāt really understand why it needs to show up at all. Thereās a single bank balance and there are movements within that. I donāt understand why youād want such a cluttered feed. Do you use pots and transfer money within your Monzo on a daily basis? I do and itās an ugly feed as a result. If we canāt get rid of this clutter, then I propose a filter option to hide the clutter.
Some more Pots images please, PLEASE.
No idea if anyone has mentioned this, but what about transferring money from one pot to another? Instead of having to place it back into the account and then into another pot? Or can this already be down and Iām being thick?
It has been mentioned a few times so hopefully on the radar
Hopefully on the radar, agreed. However, no one has suggested that is due for implementation so donāt hold your breath for anything in the immediate future.
So far loving pots, they offer the flexibility to āoversaveā without worrying about the consequences whilst giving the constraint (that I canāt spend from them using my card) as a savings account!
There are some features which I would like added, and I also have some ideas, so going to trawl through this morning and find where I can suggest theseā¦
Is it possible / are there any plans to enable a transaction history in Pots, please?