I did a search and couldn’t find anything on this which I was surprised at so here we go…
What about an ‘I owe you’ for a pot, so rather than withdraw, you borrow.
An example of this something I’ve literally just done…
This month I’ve taken withdrawn some money from one of my savings pots to get us to pay day, I would be a great if there was an option to borrow from a pot and automate it being taken back on a certain date.
So as an example, I click ‘Borrow from Pot’, choose how much and then it asks when do you want us take it back, and I click Friday. Friday comes and the moneys moved back from my account to the pot.
You could do it just by remembering, i get that, just thought it might be a cool idea, especially if you don’t want to use overdrafts