This might just be the way that i manage my finances, but i keep almost all my money in pots, and quite often ‘borrow’ money from a pot.
For example, booking flights for a group of friends, i’ll take money from a pot that may be destined for something else, say tax or christmas, then pay the money back in once i have received the money from my friends.
The problem is its hard to remember how much or where you took the money from.
It would be great to have two options when withdrawing from a pot
Withdraw - removing money without intention of replacing it
Borrow - withdraw but track amount removed so you know how much you need to pay back.
It sounds convoluted perhaps, but we’re in the middle of moving house and so are making some big purchases that the house sale would cover, but since it’s before the purchase has completed, we have been using various savings, making it hard to keep track of.