Perks Railcard Early Renwal/Cancellation

Hello - wonder if anyone knows the answer to this.

I have monzo perks and my 26-30 railcard expires on 02/07/2025. When I renew it will then expire 02/07/2026 however my 31st Birthday is on 15/06/2026. So I will want to cancel and renew a new railcard on 14/06/2026 in order to get another year out of the 26-30 railcard.

Will this be possible?

It looks like you can cancel it and then apply for another, no refund would be due.

In terms of perks, they may not grant you another code until your current expires.

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