With the new terms coming 13/08/2025, Paypal credit customers will be able to get a physical card to use but have the option to decline having a physical card.
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Have wanted this for a while, I think it already exists in the US. Hopefully “third party digital wallet” means Apple Pay.
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I guess so, including Curve
Paypal are also now offering 3% cash back on one category you select this summer.
PayPal used to offer physical cards, called Access cards. I’m not sure they were credit cards, they allowed you to pay using your PayPal balance.
I still have it but it’s probably long since expired.
They were debit cards. Haven’t been issued in the UK for maybe ten years or so.
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As the only thing I’m using the Curve card for is to act as a credit card with my Paypal account, once this is launched (and if Paypal let me have one - it still looks like there will be an eligibility check for it) that’ll mean I can just forget about Curve.
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So if you use the credit card you can’t choose instalments 
You can’t have that option at store PoS machines, remember it has give you the information and you go into some kind of contract that you have to agree to first.
But I guess the ones of £100 and above will still have the automatic 4 months interest free.
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Although Monzo have sorted that out with Flex.
Also, if Paypal could play nice with Apple, they’ve already got options within Apple Wallet when you’re buying something to select instalments.
But - it’s not even launched yet, so maybe these are enhancements they’ll sort out later.
All I am interested in are the 4 months interest free offers on £100* spend.