So I dipped into my overdraft at the start of the month, which I don’t mind because I wanted to give it a go and see how it works. I really like it, simple to use, easy to understand. However it was only for a few days, and now I’ve had a note saying “Overdraft charges” at the top of my feed since the beginning of February. That’s fine, I know why it’s there, and I’m glad it builds up in a way that’s clear. I also like that if you click on it, it gives you further info etc.
But what I would like to see, is an option to pay this off early. It’s only a few pound and now I’m just waiting for March for no reason when I have the funds to pay.
I’m not suggesting it should auto-deduct once there’s money in the account, but I think an option to clear sooner would, in my opinion, be a useful tool.