In HSBC online banking, I can lookup common Payees, ie if I want to pay my Amex bill via bank transfer from Monzo account (rather than by Monzo card - which has to be done via Amex’s crappy website).
It’d be great if this feature was available in Monzo.
Here’s a screenshot from HSBC -
Once I made my payment with Monzo, it had the generic Payee icon of initials of the payee. Monzo could more richly integrate this with correct icons and spending/budget categories etc. ie If paying an electricity supplier, not only show that electricity supplier’s icon, but automatically categorise it as Bills/Utilities.
This request goes hand in hand with saving payees permanently -
Edit: Oh, and it needs to save the reference - in the case of Amex, by credit card number, in electricity company it would be my customer number. Otherwise, when I use it again from recent payees, I need to re-enter the reference number - if I forget, or set my own personal reference, it will not pay off my account with the vendor.