Hello,
Why I pay for an overdraft if I don’t have one?
You don’t pay for it. It is free unless you use it, I.e. you only pay if your balance is less than 0
So what you mean is I need the have at last 1£ via my balance?
A balance of £0 is fine. Anything below that will be charged
My balance was 0, now is -0.44 
Contact support in-app, they will explain
The ? In the app then search contact us
Thank you.
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