Will we at least have the option of joining in a way that matches if we had started on the 1st? For example, let’s say it opens on the 10th. Can I join and immediately have the option of putting 55p in the account (1p+2p+…+10p) and running through 31 December? If that’s an option I personally have no issues with it starting a bit late.
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Do we know that for sure? Because I’m a bit OCD and not being able to complete on 31 Dec might put me off it… 
My complete uninformed guess…. Would be that the special pot doesn’t / wouldn’t allow regular transfers into it outside of the automatic challenge.
I don’t think terms and conditions have been fully shared yet - but I imagine there’ll be a requirement that the funds can only go in via the automation to prevent this - but fingers crossed that’s irrelevant.
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As said in an earlier post, you can press a button to catch up to what you would have been if you never paused your contributions.
I’m probably being stupid, but I can’t see where to start this. Is there a popup or something?
Edit: ignore this, just read the post above
Ah fair play, I missed that post! But good to know, I can acheive full Roundness afterall! Objection withdrawn!
How do we start the savings challenge with monzo I am new to it
Say, for example, we get half way through the month and decide we want to pause the challenge, can we pick it back up at the end of the month or whenever and just add in the amount due for the missed days?
In the screenshot images posted, there is a ‘catch up’ button and it tells you how many days you need to catch up and the amount due but I am not sure if there is a limit to the amount of days or whether you could essentially leave it for a few weeks/months and then “catch up”
You wait for it to be launched.
It hasn’t been launched yet, only announced.
You haven’t missed any sign-up yet.
Hey @ClaireM25 - the challenge runs for a year, so it will end automatically 365 days from the day you start.
But during those 365 days, you can pause the deposits into the Challenge Pot for as many days as you need. You can also resume the Challenge any time during the 365-day period.
When you resume, you have the option to catch up to that day’s total deposit amount (as shown the screenshot). This is not mandatory, but if you don’t catch up, you’ll save less than £667.95 by the end and won’t be eligible for the £10k prize draw.
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Pause on day 1 and then “catch up” on day 365. 
Not sure I’m a fan of this. The “original” doesn’t allow this, and in my mind, it doesn’t really make it a challenge if you can just dip in and out when it starts to get a bit tough.
By all means allow this, but in my view, skipping should result in exclusion from the prize draw. It may seem harsh, but it’s only fair to those who commit to the entire duration.
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As a non-paid Monzo member, and the challenge rules state…
• The Challenge account will gain NO INTEREST for non-paid accounts.
• The Challenge account must have £667.95 on day 365 to qualify for the chance at £10,000.
• The Challenge can be paused at any time and deposits be made-up at a later date.
I should be able to start the Challenge on day one with 1p, pause the challenge until December 31st and then pay in £667.94, and I’d still be eligible, right?
That way, I can then gain interest on my money for the entire time rather than it sitting in a 0% rate Challenge pot for a year.
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Hi, just wondered when this will start as I can’t see anything in account.
When does it start tho? Surely the longer it takes means we’ve got to play catch up?
It hasn’t started yet.
The competition ends 31/1/26, so you’ve got another 29 days for it to start without the need to catch-up.
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Really does feel like they just didn’t get it done in time
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Why would I have savings sat around in a pot with 0% interest….
Surely this encourages poor savings habits, as there are many (free) instant access accounts with 3-4% interest rewards.
This is a bit of a useless challenge for free accounts- can they at least get the 3.6% standard offer? It seems to be less of a good-will gesture and more of a push to get more paid account subscription sign-ups.
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It encourages saving by turning it into a sort of game. Designed for those who possibly find saving challenging, it uses small, incremental deposits that gradually add up.
While earning interest would be a great benefit, the first step is simply building the habit of saving. This approach helps people progress to larger savings challenges or naturally develop the mindset of setting money aside.
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