I gave up a while ago. If I could put a lump in at the beginning of the month when I get paid, I’d be fine, but I’m not consistent enough with my spending to meet the payments every day. so it got annoying towards the back end of the month with all the “failure” messages 
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That’s right, give it up, nothing to see (or win) here! 
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I’m still in. Chucked £106.64 into the Personal account to drip-feed 1p-challenge payments for December, which is a bit of a stretch given the time of year.
Nicely, I see I only have to put £21.75 into the PA to cover 1p-challenge payments for the remainder of the challenge in January before (a) it finishes and I’ve got nearly £700 (b) I’ve got (a) plus potentially winning £10K too 
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It’s a bit painful but I’m still in
I’m still in but it’s getting steep. When people proposed the reverse 1p, I initially preferred it. But then decided I’d find it easier to start parking £56/month from January which would cover the 1p challenge throughout the year and makes the last 3 months a lot more palatable.
I’m thinking about whether I pause at the end of next week to give me space until after Christmas. It’s the final month though now, 6th Jan for me. I didn’t realise it would feel this challenging mentally so. I may not repeat, we’ll see if there’s another hope of a prize on offer to incentivise the torture 
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I wish they started on the 1st December, so that the money would be ready to use as a Christmas gift budget. As it stands, I am still using it for that purpose, but it would be good not to have to use a credit card until I get that money back.
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+1 this, with Christmas already being a difficult time for many especially with this cost of living crisis starting and ending on the first would be ideal to unlock that extra cash in time for Christmas gifts.
Or allow people to break out of it without penalty (still count December so long as money is kept in for the first day or two of December say Dec 2nd to showing intent you would have done December) although I get it’s not in the spirit of the challenge
There’s no penalty, you just don’t enter the £10k draw.
People shouldn’t save this way if they can’t ultimately afford it.
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Fair I guess yeah no one is forcing you to enter you ultimately lose out in the draw but as you’ve said if you dont have the money they the draw likely wasn’t for you anyway
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I think if there was an option for reverse 1p challenge people may find it more sustainable for the 76 days of January pay gap onward.
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I’m starting to find it a little difficult now. Mostly because it’s December which always end up more expensive than other years.
I’ve decided that doing this in reverse would have been preferable but i’ll manage this year… just.
Doing the math, it looks like with interest the final amount will be £675.66, is that what everyone else is tracking?
You can pause the challenge, but pause, withdraw some out and catch up again might disqualify you from the £10k draw. Gotta admit, drip feeding 1p has been much more challenging than just setting a big chunk aside. 
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Mine says £667.95.
£667.95 is what you’ll save without interest. If you have Extra, Perks, Max or Max+family, you’ll get interest applied at the then-prevailing rate throughout the challenge.
Ah I thought they would have factored that in. I have Extra.
Yeah that was my point, I get don’t enter it if you don’t have the money and yes you can technically break it at any time but if you were entering it for the hopes of the draw unless doing the reverse 1p challenge it becomes very difficult in December and as you’ve said pausing or breaking it risks disqualification from the draw
I’ve managed ok with the challenge though I would love to see the following:
- Being able to pay the challenge directly from a specific pot
- Option to do the challenge in reverse - I love the idea of getting the worst bit over and done with at the start of the year!
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