You can do it through IFTTT I don’t think they natively support it (yet), would be nice to see native support
I think this defeats the point (although I would still like to see this as an option). The idea is that you are saving money each day, so if you already have the money put to one side, then you’ve already “saved” it and it’s no longer a “savings challenge”. Moving from one pot into another is counter-intuitive.
I agree with this and it’s something you will see requested multiple times in this thread. If Monzo do this again in 2026, then I hope they let us do it in reverse. (and start on Jan 1st).
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I understand your point, though I think as long as it’s a regular pot and not a savings one I don’t see the issue with it being an option.
All of my regular daily spending is done from a pot via a virtual card on my Google pay so personally it would save me the hassle of having to transfer the amount everyday to my main balance which I like to keep for bills only.
Basically I think giving customers more options to make a savings challenge more accessible is the main thing 
I am currently doing both
1p challenge through Monzo and the reverse through IFTTT
Nice to see a nice pot building up.
Hang on… You keep your main balance for bills, and do general spending from a pot with a VC? Instead of using “bills pot” functionalty and keeping your main balance for general spending?
Seems backwards to me, but each to their own.
Keeps the feed very tidy though 
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Not all of my bills can be paid from a pot, it doesn’t allow it (and I don’t want to do those ones via a virtual card in case I decide to get rid of my upgraded monzo account)
Personally I don’t find it backwards but whatever 
I manage money in a way that works best for me and that’s all that really matters tbh
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Nice to see you, nice! 
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Interest rate drops to 0% when the challenge ends, not sure I knew that.
I wonder whether there will be another challenge in 2026? I would have expected some communication by now if that were the case, especially if people want to be able to start right on the 1st…
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I got the same email this morning too. I don’t think it was communicated about the interest dropping to 0% at the end.
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It makes sense to do this; just move it over to a regular savings account
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I just went through the full flow in app to sign up and it’s not mentioned anywhere.
It does say the rate is variable but doesn’t explain what happens when the challenge is complete.
Poor show.
I guess it does make sense though, IIRC even people on Extra got the higher (Perks+) interest rate, so theoretically they could have had one pot earning higher interest than they were normally eligible for.
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I’m not saying it doesn’t make sense, cos I agree that it does. But not making this clear upon sign-up is bad form. I know they technically cover it under the “we can change interest with notice” part of the terms, but still.
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They’re changing interest with notice. Seems fine to me. It would be weird if they didn’t do another challenge, they’ve spent staff time on making it, it’s all there so why not do it again. An in app notification on the first and off we go.
I guess you are right and they wouldn’t need a big/long announcement if they’re doing it again. We’ve enjoyed doing it this year but we’ve already decided not to do it again. (Instead we will each be putting £100/month into premium bonds, which will have no impact to our current budget thanks to the 1p challenge!)
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That’s a good idea re PB. Might chuck the lot in there from this round.
I had expected to move the money into higher paying interest account so that’s fine for me.
Just hope we get the option to do the challenge with monzo again next year, else I’ll be going back to IFTT.
I had expected they would close the pot and move the money out tbh. I’m used to regular savers and fixed rates where they do this or put you in a trash interest account.
Not sure if I’d do the challenge again, but I have decided what to spend the money on 
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One more monthly prize draw to go. 
Who would’ve thought saving a variable amount everyday is that difficult. 
I’m going back to saving a fixed amount a month next year. 