Committed spending pots should fill this gap by segmenting the money needed for committed spend each month and have the payments taken direct from this pot. See this thread for more!
https://community.monzo.com/t/committed-spending-pot/39672/40
It’s also being tested by staff this now:
https://community.monzo.com/t/monzos-speedy-android-development/51957/10?u=glasgow