Non-UK Resident (Outside UK) / Questions

[Avishai (Marta)]

Ha, can you gimime some source?

I searched more on community, but probably this was most solid:
https://community.monzo.com/uploads/short-url/FWGFQVcKPF8Ur4jnsRd5ah93AZ.jpg

It doesn’t explain in-app aspect though.

Edit, I think I might have found it:

Fighting Fraud with Machine Learning

We can’t really make it any better for top ups because people top up using cards from other banks, and those banks then control the 3D Secure process. When you spend money using a Monzo card then we can control it and yes, we plan to have a much better 3DS flow than the traditional “enter 3 characters of your password”. We’ll probably just send a push notification to your phone.