I’ve come across this a lot now that I have kids and have to pay childcare fees. A lot of the government schemes require paying into an account which often has a rubbish name like NS&I TFC Account. This isn’t the easiest to spot when I’m scrolling through my list of payees so I often rename it to something else. The problem with this is I then get the name mismatch warning every time I try to make a payment.
The second, related, thing is where I need to pay into 1 account with 2 different references (I have twins). So for each payment I need to go to some notes app in my phone where I have the references stored, copy and paste them, then go into Monzo, select the payee and then paste the correct reference. Could we not have a dropdown menu of previously used references for each payee account and the option to add a nickname against each reference?
To summarise -
- Nicknames for accounts
- Nicknames/previously used references for payees