There are several posts related to multiple joint accounts but in the main these appear to be requesting a variation of the current joint account functionality albeit with the same person.
I currently operate a joint account and I would like the ability to open further joint accounts and for each one to be with a different person. Is this functionality on any roadmap?
Here’s a use case: A Monzo account holder, who already has a joint account, has co-funded the purchase of a buy-to-let property with their partner/child/sibling/friend etc. The agreement is that once all running costs are taken from the rental income, any profit is then shared. Having a joint account ensures full transparency even if the mortgage is only with one of the account holders.
A further use case, on a similar vein, is the bank of mum & dad have co-funded a house purchase with their child. The agreement is that lodgers will be installed and any ‘profit’ after bills will be used to pay back the parents. The joint account ensures full transparency.