But only just before crypto wallets become the de facto way to pay a way through life in 2029, followed by trading time for goods & services in 2052. ‘Time’ as in how long you get to live. Or not. Sci-Fi nailed this one - the ultimate currency.
Then we’re off to colonised Mars en-masse in 2082 with big hair-do’s and electro-pop classics as a nod to history to pass the long-haul boredom. Sleeping in ‘interplanetary’ (coach) in our carbon-fibre exo-bodies on the way with the most up to date, personal CONSCIOUSNESS.DAT file installed*
*other .DAT files available, purchase through the very-dark-cloud for x time-debits
You heard it here.
Oh, and I’d love Joint Account parity ASAP please.
What does everyone use there virtual cards for? Any examples? I have one for subscriptions and struggle to see any other uses, maybe its just my mindset of always having buffer of money in my current account, where as with virtual card you only have the amount in that one pot.
To create burner cards for random, crappy websites. To rotate numbers so that large data aggregators can’t snoop on all your purchases. For, yes, subscriptions. And to keep the more-trustable online cards (Amazon or whatever) separate from my physical card so that in the case that I lose said physical card I don’t have to update a ton of places online.
I created pots called ‘Spending Money - [child’s name]’ for each of the kids, then created Virtual Cards which are funded from the pots. Then I added the relevant Virtual card to APay/GPay on the kids phones, so they can tap & spend their own money when out & about. The pots are auto-topped up via scheduled payments each week.
It’s a decent alternative workflow to GoHenry/HyperJar/Revolut.
This, plus the 1p challenge is the only real use my Personal Account gets
I have two for subscriptions, one for monthly and one for annual.
I have another that I pay my quarterly bonus into and spend from on treats for myself.
Finally, I have one for car expenses for work usage. Mostly fuel and sometimes new tyres and whatnot. My car allowance and mileage rate that I can claim back and then put into the pot is usually way more than what I actually spend, so over time I’ll also use this pot to buy my next car.
Bill splitting on virtual cards makes zero sense. Why does the initial payment come out of the pot, but the incoming payment doesn’t go back in the pot?
Also, there’s lots of messy behaviour with Summary when you use virtual cards. Seems like bill splitting on virtual cards isn’t really designed to be done.
I kinda think that bill splitting (and shared tabs) probably need to be rebuilt.
They don’t work well with Summary/Trends, don’t work with bills pots/virtual cards, don’t work with connected accounts and you can’t have a shared tab with someone that doesn’t have a Monzo personal account.
I think this is probably one of the things that would need to be fixed to let joint accounts be proper citizens.
Is their a way to get my virtual card payments from a pot to appear on my main feed? It’s slightly confusing seeing the transaction on the pot it self rather than my main feed
Anyone else is experiencing virtual Monzo cards problems?
I do for 2 days now. On attemp to pay for usual purchases, only can cancel payment, not approve
Error shows “something went wrong” if I try to approve.
Please, please, please, can you introduce naming of virtual cards onto the cards themselves (i.e top left). It’s all very well having colours but when I open my Apple wallet (with six virtual cards - personal, joint and business) I have no idea which one is which. I love their existence but I end up not using them.
Not sure how it works in Apple wallet but in Google wallet you can assign nicknames to all of your cards - I have a Fuel and Food virtual card in my Google wallet. Does anyone know if Apple has this capability?
Hey, does anyone know if there is a way to change an existing virtual card’s payment source? I don’t want to delete it and recreate just to set it to use a pot
There’s no option for that unfortunately. I had to delete a virtual card for linking it to my main balance instead of a pot. Would be nice to have the option to change the source of fund.
