Honestly, I have been enjoying plus.
I have been really enjoying the:
• Balance interest
• Monthly Score Updates
• Virtual Cards and Custom Categories
What I want to see in the future
• Metal Card (i really want to flex)
• App Icons
• Proper Round Ups
• Better Transfers Page and Payee Management
• Recurring Card transactions from specific merchants from a pot
• Change Plus repayment date
• Monzo Credit Card
• better customer service
Metal will be with Plus+
What do you mean by proper round ups?
Monzo credit card shouldn’t and wouldn’t have anything to do with Plus.
Not everything rounds up at the moment, some things are missed, it would be good for everything to round up
This i could of mentioned better, i want to see this as an available product for everyone, it would be nice to see varients too, example:
I have seen from the last deepdive that metal is on its way soon, so i cant wait to upgrade to that!
Direct debits rounding up would be good!
I still do not see anything worth paying for - even with the addition of AMEX, I can access that free anyway via moneydashboard.
I think it is having everything in one app
Perhaps you could offer some constructive criticism by stating what you would like to see. Maybe it’s something Monzo could then consider adding.
Plus is almost worth it for me just for custom categories. Already helping me properly see my spending (as opposed to the ridiculously underpowered tags I was using previously) and is what I think Monzo should always have been/don’t really think it should be a plus feature at all.
The connected accounts and interest are nice also, but echoing sentiments above, connected accounts won’t be useful until proper integration of that data (and please show me all transactions not just the last 90 days).
Ah man - we lose our blue cards if we cancel plus+ after the three months?
Is that the case any time? Cancel and you lose your card?
What a bummer
I’m sure I’ve read somewhere that this is a requirement of the Open Banking law. Don’t think Monzo can do anything about this? I could be totally wrong though 
When I cancelled Plus after one month Monzo sent me a coral card.
Perhaps if you don’t activate the replacement the blue card continues to function?
You have to re authenticate the connection every 90 days but there is nothing stopping them from showing transactions further back.
Emma and (as far as I’m aware) all the other aggregators show you as far back as they can retrieve. Monzo is the only place I’ve seen which has this limit.
I think it is having everything in one app
Sure and moneydashboard does that for free - I can even add in accounts that are not online.
Basically nothing - the problem is that as an AMEX holder - I could say “travel insurance” but I get that from Amex. Integration of accounts? Moneydashboard’s implementation is superior.
I honestly cannot see anything that would make me pay (which as an investor is slightly worrying but plenty of other people see willing to so it balances out).
So if there is nothing they could do to make you sign up, “as an investor”, rather that going into every topic to state how bad it is (as well as Monzo in general) would it not be prudent to tone it down a little since you’ve now made your point?
Then you won’t have to worry about your investment, because as you said plenty of others do see value in it.
I wasn’t just referring to this topic. All you have to do is look at your post history and almost every comment is negative across the board.
It’s fine to give feedback but it’s just a bit tiring reading the same thing from you over and over - that’s all I was saying. Especially since you’re concerned about your investment, it just doesn’t make sense to be doing it to this extent 
Can you create virtual cards and get interest through money dashboard?
I am saying having all of what Monzo provide in an app
Oddly enough, since I never activated the Rainbow Fish card they sent me, my pre-Plus coral card worked all throughout my Plus membership, and continues to work today, 2+ weeks after cancelling. They also never sent any replacement card to me (even though the text in the UI said they would).
I would like to see:
Good luck.